The longer answer.
A payment gateway is the financial plumbing that securely processes card and bank payments. The dominant gateways in the 2026 creator economy: Razorpay (India + USD), Stripe (global), PayPal (legacy buyers, declining). Gateways are distinct from creator platforms — Kavieo, Gumroad, etc. integrate one or more gateways behind their checkout UI. Choose your platform for features; choose your gateway for fees, currency support, and settlement speed in your region.
Priyanshu Kumar — Founder of Kavieo
Part of the Kavieo Creator Economy Glossary, written from inside the platform. Cross-references to related terms below.
India's largest payment gateway — supports INR and USD, dominant choice for Indian creators selling globally.
The dominant global payment gateway — handles every major currency and serves as the default for international creators.
The percentage charged by a payment processor (Razorpay, Stripe, PayPal) for moving money — separate from platform fees.
The page or modal where a buyer enters payment details and confirms the purchase — the most conversion-critical step.